Call reports 2007
COMMUNITY BANK & TRUST COMPANY — 2007
What COMMUNITY BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Total assets | 154,023,000 | 149,356,000 |
| Total loans | 81,837,000 | 76,738,000 |
| Allowance for loan losses | 1,909,000 | 1,473,000 |
| Securities available for sale | 39,181,000 | 46,177,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 121,075,000 | 115,628,000 |
| Interest-bearing deposits | 82,668,000 | 70,822,000 |
| Noninterest-bearing deposits | 38,407,000 | 44,806,000 |
| Equity capital | 29,569,000 | 29,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Interest income | 2,319,000 | 4,572,000 |
| Interest expense | 833,000 | 1,656,000 |
| Net interest income | 1,486,000 | 2,916,000 |
| Noninterest income | 259,000 | 504,000 |
| Noninterest expense | 1,394,000 | 2,743,000 |
| Provision for loan losses | 138,000 | 1,093,000 |
| Pretax income | 213,000 | -416,000 |
| Income tax | 79,000 | -144,000 |
| Net income | 134,000 | -272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Tier 1 capital | 13,684,000 | 13,332,000 |
| Total capital | 14,879,000 | 14,670,000 |
| Risk-weighted assets | 94,867,000 | 106,875,000 |