Call reports 2003
COMMUNITY BANK & TRUST COMPANY — 2003
What COMMUNITY BANK & TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 141,432,000 | 144,835,000 | 146,904,000 | 144,997,000 |
| Total loans | 111,317,000 | 117,531,000 | 122,233,000 | 124,232,000 |
| Allowance for loan losses | 1,012,000 | 1,013,000 | 1,053,000 | 1,065,000 |
| Securities available for sale | 11,244,000 | 8,260,000 | 12,138,000 | 8,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,331,000 | 126,607,000 | 121,086,000 | 117,878,000 |
| Interest-bearing deposits | 88,226,000 | 80,686,000 | 87,065,000 | 82,341,000 |
| Noninterest-bearing deposits | 35,105,000 | 45,921,000 | 34,021,000 | 35,537,000 |
| Equity capital | 10,651,000 | 11,087,000 | 11,075,000 | 11,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,914,000 | 3,818,000 | 5,726,000 | 7,650,000 |
| Interest expense | 589,000 | 1,124,000 | 1,658,000 | 2,152,000 |
| Net interest income | 1,325,000 | 2,694,000 | 4,068,000 | 5,498,000 |
| Noninterest income | 403,000 | 750,000 | 1,114,000 | 1,459,000 |
| Noninterest expense | 1,297,000 | 2,516,000 | 3,706,000 | 4,978,000 |
| Provision for loan losses | 54,000 | 118,000 | 243,000 | 330,000 |
| Pretax income | 379,000 | 812,000 | 1,279,000 | 1,695,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 379,000 | 812,000 | 1,279,000 | 1,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,443,000 | 10,858,000 | 10,960,000 | 11,127,000 |
| Total capital | 11,455,000 | 11,871,000 | 12,013,000 | 12,192,000 |
| Risk-weighted assets | 111,544,000 | 115,615,000 | 119,324,000 | 120,994,000 |