Call reports 2002
COMMUNITY BANK & TRUST COMPANY — 2002
What COMMUNITY BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 140,270,000 | 138,550,000 | 155,657,000 | 147,835,000 |
| Total loans | 105,643,000 | 103,154,000 | 102,285,000 | 100,004,000 |
| Allowance for loan losses | 1,000,000 | 1,004,000 | 1,005,000 | 1,005,000 |
| Securities available for sale | 16,578,000 | 17,296,000 | 15,322,000 | 10,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,026,000 | 116,209,000 | 133,459,000 | 127,622,000 |
| Interest-bearing deposits | 83,508,000 | 80,639,000 | 88,214,000 | 91,748,000 |
| Noninterest-bearing deposits | 34,518,000 | 35,570,000 | 45,245,000 | 35,874,000 |
| Equity capital | 10,317,000 | 10,771,000 | 10,610,000 | 10,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,264,000 | 4,476,000 | 6,647,000 | 8,684,000 |
| Interest expense | 833,000 | 1,577,000 | 2,328,000 | 3,019,000 |
| Net interest income | 1,431,000 | 2,899,000 | 4,319,000 | 5,665,000 |
| Noninterest income | 324,000 | 723,000 | 986,000 | 1,367,000 |
| Noninterest expense | 1,272,000 | 2,596,000 | 3,902,000 | 5,244,000 |
| Provision for loan losses | 33,000 | 75,000 | 155,000 | 458,000 |
| Pretax income | 450,000 | 951,000 | 1,265,000 | 1,347,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 450,000 | 951,000 | 1,265,000 | 1,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,291,000 | 10,525,000 | 10,341,000 | 10,266,000 |
| Total capital | 11,291,000 | 11,529,000 | 11,346,000 | 11,271,000 |
| Risk-weighted assets | 107,459,000 | 104,943,000 | 108,335,000 | 106,545,000 |