Call reports 2001
COMMUNITY BANK & TRUST COMPANY — 2001
What COMMUNITY BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 137,446,000 | 140,545,000 | 140,590,000 | 140,905,000 |
| Total loans | 105,990,000 | 108,137,000 | 105,738,000 | 106,736,000 |
| Allowance for loan losses | 950,000 | 998,000 | 999,000 | 999,000 |
| Securities available for sale | 7,667,000 | 8,700,000 | 12,827,000 | 13,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,539,000 | 120,926,000 | 120,693,000 | 118,527,000 |
| Interest-bearing deposits | 89,191,000 | 91,040,000 | 87,718,000 | 85,075,000 |
| Noninterest-bearing deposits | 28,348,000 | 29,886,000 | 32,975,000 | 33,452,000 |
| Equity capital | 10,076,000 | 10,160,000 | 10,502,000 | 10,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,762,000 | 5,559,000 | 8,265,000 | 10,850,000 |
| Interest expense | 1,327,000 | 2,606,000 | 3,789,000 | 4,789,000 |
| Net interest income | 1,435,000 | 2,953,000 | 4,476,000 | 6,061,000 |
| Noninterest income | 245,000 | 488,000 | 731,000 | 994,000 |
| Noninterest expense | 1,193,000 | 2,437,000 | 3,660,000 | 5,091,000 |
| Provision for loan losses | 40,000 | 179,000 | 211,000 | 367,000 |
| Pretax income | 447,000 | 825,000 | 1,336,000 | 1,662,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 447,000 | 825,000 | 1,336,000 | 1,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,901,000 | 9,978,000 | 10,188,000 | 10,183,000 |
| Total capital | 10,851,000 | 10,976,000 | 11,187,000 | 11,182,000 |
| Risk-weighted assets | 104,822,000 | 107,232,000 | 107,028,000 | 108,643,000 |