Call reports 2026
RIO BANK — 2026
What RIO BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,425,871,000 | 1,423,994,000 |
| Total loans | 796,012,000 | 850,910,000 |
| Allowance for loan losses | 10,040,000 | 10,257,000 |
| Securities available for sale | 367,705,000 | 346,273,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,188,970,000 | 1,187,261,000 |
| Interest-bearing deposits | 763,471,000 | 767,740,000 |
| Noninterest-bearing deposits | 425,499,000 | 419,521,000 |
| Equity capital | 150,472,000 | 150,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 19,156,000 | 38,829,000 |
| Interest expense | 5,802,000 | 11,888,000 |
| Net interest income | 13,354,000 | 26,941,000 |
| Noninterest income | 2,851,000 | 5,781,000 |
| Noninterest expense | 12,225,000 | 24,259,000 |
| Provision for loan losses | 0 | 225,000 |
| Pretax income | 3,980,000 | 8,148,000 |
| Income tax | 842,000 | 1,722,000 |
| Net income | 3,138,000 | 6,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 136,996,000 | 139,432,000 |
| Total capital | 148,106,000 | 150,849,000 |
| Risk-weighted assets | 963,780,000 | 1,014,405,000 |