Call reports 2001
RIO BANK — 2001
What RIO BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 37,743,000 | 39,540,000 | 42,480,000 | 41,239,000 |
| Total loans | 23,446,000 | 25,752,000 | 26,132,000 | 26,690,000 |
| Allowance for loan losses | 468,000 | 418,000 | 394,000 | 397,000 |
| Securities available for sale | 7,131,000 | 6,717,000 | 5,045,000 | 5,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,624,000 | 34,300,000 | 37,168,000 | 36,669,000 |
| Interest-bearing deposits | 25,705,000 | 26,221,000 | 27,753,000 | 26,833,000 |
| Noninterest-bearing deposits | 8,919,000 | 8,079,000 | 9,415,000 | 9,836,000 |
| Equity capital | 2,777,000 | 3,920,000 | 4,023,000 | 3,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 801,000 | 1,606,000 | 2,384,000 | 3,133,000 |
| Interest expense | 332,000 | 655,000 | 957,000 | 1,221,000 |
| Net interest income | 469,000 | 951,000 | 1,427,000 | 1,912,000 |
| Noninterest income | 125,000 | 242,000 | 492,000 | 632,000 |
| Noninterest expense | 533,000 | 1,074,000 | 1,711,000 | 2,348,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 111,000 |
| Pretax income | 61,000 | 119,000 | 188,000 | 85,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 61,000 | 119,000 | 188,000 | 85,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,752,000 | 3,912,000 | 3,997,000 | 3,893,000 |
| Total capital | 3,055,000 | 4,238,000 | 4,359,000 | 4,247,000 |
| Risk-weighted assets | 24,110,000 | 25,982,000 | 28,940,000 | 28,242,000 |