Call reports 2023
DELTA NATIONAL BANK AND TRUST COMPANY — 2023
What DELTA NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Total assets | 446,528,000 | 295,873,000 | 364,949,000 |
| Total loans | 64,330,000 | 54,970,000 | 50,086,000 |
| Allowance for loan losses | 47,000 | 47,000 | 47,000 |
| Securities available for sale | 1,056,000 | 1,046,000 | 1,024,000 |
| Securities held to maturity | 82,504,000 | 82,330,000 | 82,156,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 365,391,000 | 219,151,000 | 156,557,000 |
| Interest-bearing deposits | 190,820,000 | 137,065,000 | 99,359,000 |
| Noninterest-bearing deposits | 174,571,000 | 82,086,000 | 57,198,000 |
| Equity capital | 53,060,000 | 54,054,000 | 55,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Interest income | 3,724,000 | 7,557,000 | 10,636,000 |
| Interest expense | 839,000 | 1,730,000 | 2,699,000 |
| Net interest income | 2,885,000 | 5,827,000 | 7,937,000 |
| Noninterest income | 2,132,000 | 4,348,000 | 6,429,000 |
| Noninterest expense | 3,514,000 | 7,331,000 | 10,418,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 1,503,000 | 2,844,000 | 3,948,000 |
| Income tax | 376,000 | 712,000 | 563,000 |
| Net income | 1,127,000 | 2,132,000 | 3,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Tier 1 capital | 53,156,000 | 54,162,000 | 55,415,000 |