Call reports 2022
DELTA NATIONAL BANK AND TRUST COMPANY — 2022
What DELTA NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 445,662,000 | 493,055,000 | 334,511,000 | 388,440,000 |
| Total loans | 108,574,000 | 103,863,000 | 77,652,000 | 67,262,000 |
| Allowance for loan losses | 47,000 | 47,000 | 47,000 | 47,000 |
| Securities available for sale | 1,103,000 | 1,065,000 | 1,032,000 | 1,038,000 |
| Securities held to maturity | 69,692,000 | 78,344,000 | 85,255,000 | 85,079,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,694,000 | 308,091,000 | 244,999,000 | 310,560,000 |
| Interest-bearing deposits | 176,957,000 | 171,093,000 | 144,294,000 | 167,862,000 |
| Noninterest-bearing deposits | 156,737,000 | 136,998,000 | 100,705,000 | 142,698,000 |
| Equity capital | 51,260,000 | 50,860,000 | 51,148,000 | 51,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,152,000 | 2,820,000 | 5,062,000 | 8,253,000 |
| Interest expense | 172,000 | 482,000 | 943,000 | 1,664,000 |
| Net interest income | 980,000 | 2,338,000 | 4,119,000 | 6,589,000 |
| Noninterest income | 2,185,000 | 4,400,000 | 6,803,000 | 8,600,000 |
| Noninterest expense | 3,788,000 | 7,750,000 | 11,452,000 | 14,764,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -623,000 | -1,055,000 | -573,000 | 377,000 |
| Income tax | -145,000 | -209,000 | -44,000 | 133,000 |
| Net income | -478,000 | -846,000 | -529,000 | 244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,308,000 | 50,940,000 | 51,257,000 | 52,030,000 |