Call reports 2021
DELTA NATIONAL BANK AND TRUST COMPANY — 2021
What DELTA NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 324,952,000 | 305,125,000 | 334,863,000 | 359,705,000 |
| Total loans | 118,450,000 | 117,442,000 | 112,615,000 | 94,904,000 |
| Allowance for loan losses | 47,000 | 47,000 | 47,000 | 47,000 |
| Securities available for sale | 1,158,000 | 1,163,000 | 1,162,000 | 1,154,000 |
| Securities held to maturity | 74,257,000 | 71,133,000 | 71,721,000 | 71,968,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,864,000 | 230,445,000 | 249,518,000 | 278,755,000 |
| Interest-bearing deposits | 156,070,000 | 140,263,000 | 135,146,000 | 148,399,000 |
| Noninterest-bearing deposits | 87,794,000 | 90,182,000 | 114,372,000 | 130,356,000 |
| Equity capital | 52,965,000 | 51,943,000 | 51,509,000 | 51,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,201,000 | 2,341,000 | 3,484,000 | 4,561,000 |
| Interest expense | 101,000 | 201,000 | 315,000 | 440,000 |
| Net interest income | 1,100,000 | 2,140,000 | 3,169,000 | 4,121,000 |
| Noninterest income | 2,276,000 | 4,657,000 | 7,108,000 | 9,413,000 |
| Noninterest expense | 4,084,000 | 8,877,000 | 12,942,000 | 15,215,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -708,000 | -2,080,000 | -2,665,000 | -1,681,000 |
| Income tax | -189,000 | -537,000 | -691,000 | 14,000 |
| Net income | -519,000 | -1,543,000 | -1,974,000 | -1,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,961,000 | 51,938,000 | 51,507,000 | 51,786,000 |