Call reports 2020
DELTA NATIONAL BANK AND TRUST COMPANY — 2020
What DELTA NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 387,506,000 | 347,279,000 | 330,155,000 | 379,814,000 |
| Total loans | 133,961,000 | 141,849,000 | 145,076,000 | 124,059,000 |
| Allowance for loan losses | 47,000 | 47,000 | 47,000 | 47,000 |
| Securities available for sale | 1,153,000 | 1,169,000 | 1,174,000 | 1,173,000 |
| Securities held to maturity | 83,215,000 | 78,146,000 | 70,111,000 | 70,367,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,891,000 | 231,613,000 | 258,920,000 | 268,290,000 |
| Interest-bearing deposits | 193,052,000 | 144,951,000 | 140,493,000 | 150,171,000 |
| Noninterest-bearing deposits | 82,839,000 | 86,662,000 | 118,427,000 | 118,119,000 |
| Equity capital | 55,299,000 | 54,893,000 | 53,555,000 | 53,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,050,000 | 3,669,000 | 5,107,000 | 6,481,000 |
| Interest expense | 373,000 | 554,000 | 675,000 | 792,000 |
| Net interest income | 1,677,000 | 3,115,000 | 4,432,000 | 5,689,000 |
| Noninterest income | 2,605,000 | 4,749,000 | 6,988,000 | 9,207,000 |
| Noninterest expense | 4,122,000 | 8,252,000 | 13,596,000 | 17,117,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 160,000 | -388,000 | -2,176,000 | -2,221,000 |
| Income tax | 42,000 | -93,000 | -544,000 | -536,000 |
| Net income | 118,000 | -295,000 | -1,632,000 | -1,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,285,000 | 54,872,000 | 53,534,000 | 53,481,000 |