Call reports 2019
DELTA NATIONAL BANK AND TRUST COMPANY — 2019
What DELTA NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 334,060,000 | 408,537,000 | 409,044,000 | 383,000,000 |
| Total loans | 121,642,000 | 99,651,000 | 120,110,000 | 120,241,000 |
| Allowance for loan losses | 47,000 | 47,000 | 47,000 | 47,000 |
| Securities available for sale | 1,092,000 | 1,114,000 | 1,128,000 | 1,129,000 |
| Securities held to maturity | 89,530,000 | 87,695,000 | 76,133,000 | 90,357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,876,000 | 276,083,000 | 281,812,000 | 280,464,000 |
| Interest-bearing deposits | 168,793,000 | 184,922,000 | 188,093,000 | 201,603,000 |
| Noninterest-bearing deposits | 87,083,000 | 91,161,000 | 93,719,000 | 78,861,000 |
| Equity capital | 54,165,000 | 54,358,000 | 54,671,000 | 55,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,364,000 | 4,681,000 | 7,072,000 | 9,291,000 |
| Interest expense | 646,000 | 1,299,000 | 1,895,000 | 2,360,000 |
| Net interest income | 1,718,000 | 3,382,000 | 5,177,000 | 6,931,000 |
| Noninterest income | 2,516,000 | 5,129,000 | 8,004,000 | 10,519,000 |
| Noninterest expense | 3,902,000 | 7,934,000 | 12,186,000 | 15,796,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 332,000 | 577,000 | 995,000 | 1,654,000 |
| Income tax | 85,000 | 149,000 | 259,000 | 419,000 |
| Net income | 247,000 | 428,000 | 736,000 | 1,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,177,000 | 54,359,000 | 54,666,000 | 55,166,000 |
| Total capital | 54,224,000 | 54,406,000 | 54,713,000 | 55,213,000 |
| Risk-weighted assets | 199,930,000 | 188,927,000 | 193,319,000 | 216,134,000 |