Call reports 2018
DELTA NATIONAL BANK AND TRUST COMPANY — 2018
What DELTA NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 375,304,000 | 321,173,000 | 339,897,000 | 311,892,000 |
| Total loans | 107,956,000 | 111,722,000 | 115,708,000 | 122,315,000 |
| Allowance for loan losses | 47,000 | 47,000 | 47,000 | 47,000 |
| Securities available for sale | 6,538,000 | 3,759,000 | 1,054,000 | 1,069,000 |
| Securities held to maturity | 111,664,000 | 108,311,000 | 105,266,000 | 104,826,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,908,000 | 257,808,000 | 257,856,000 | 229,717,000 |
| Interest-bearing deposits | 186,526,000 | 176,304,000 | 176,761,000 | 158,099,000 |
| Noninterest-bearing deposits | 96,382,000 | 81,504,000 | 81,095,000 | 71,618,000 |
| Equity capital | 53,082,000 | 53,393,000 | 53,625,000 | 53,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,015,000 | 4,138,000 | 6,466,000 | 8,859,000 |
| Interest expense | 395,000 | 852,000 | 1,402,000 | 2,027,000 |
| Net interest income | 1,620,000 | 3,286,000 | 5,064,000 | 6,832,000 |
| Noninterest income | 2,739,000 | 5,279,000 | 7,702,000 | 10,169,000 |
| Noninterest expense | 3,980,000 | 7,770,000 | 11,644,000 | 15,479,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 379,000 | 795,000 | 1,122,000 | 1,522,000 |
| Income tax | 86,000 | 185,000 | 272,000 | 396,000 |
| Net income | 293,000 | 610,000 | 850,000 | 1,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,098,000 | 53,415,000 | 53,655,000 | 53,931,000 |
| Total capital | 53,145,000 | 53,462,000 | 53,702,000 | 53,978,000 |
| Risk-weighted assets | 210,464,000 | 216,197,000 | 215,217,000 | 220,479,000 |