Call reports 2017
DELTA NATIONAL BANK AND TRUST COMPANY — 2017
What DELTA NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 383,652,000 | 434,030,000 | 413,844,000 | 372,979,000 |
| Total loans | 89,261,000 | 92,346,000 | 99,445,000 | 102,027,000 |
| Allowance for loan losses | 47,000 | 47,000 | 47,000 | 47,000 |
| Securities available for sale | 15,381,000 | 15,354,000 | 15,313,000 | 11,059,000 |
| Securities held to maturity | 127,543,000 | 127,335,000 | 117,891,000 | 116,904,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,354,000 | 321,696,000 | 329,027,000 | 291,824,000 |
| Interest-bearing deposits | 194,260,000 | 177,106,000 | 165,540,000 | 191,594,000 |
| Noninterest-bearing deposits | 107,094,000 | 144,590,000 | 163,487,000 | 100,230,000 |
| Equity capital | 53,361,000 | 53,374,000 | 53,374,000 | 52,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,721,000 | 3,533,000 | 5,494,000 | 7,486,000 |
| Interest expense | 312,000 | 641,000 | 1,016,000 | 1,388,000 |
| Net interest income | 1,409,000 | 2,892,000 | 4,478,000 | 6,098,000 |
| Noninterest income | 2,712,000 | 5,383,000 | 7,949,000 | 10,539,000 |
| Noninterest expense | 3,914,000 | 8,049,000 | 12,200,000 | 17,061,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 212,000 | 231,000 | 232,000 | -419,000 |
| Income tax | 85,000 | 87,000 | 77,000 | -24,000 |
| Net income | 127,000 | 144,000 | 155,000 | -395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,327,000 | 53,344,000 | 53,355,000 | 52,805,000 |
| Total capital | 53,374,000 | 53,391,000 | 53,402,000 | 52,852,000 |
| Risk-weighted assets | 207,038,000 | 212,441,000 | 210,693,000 | 210,926,000 |