Call reports 2016
DELTA NATIONAL BANK AND TRUST COMPANY — 2016
What DELTA NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 477,351,000 | 473,859,000 | 432,184,000 | 424,011,000 |
| Total loans | 71,426,000 | 72,465,000 | 65,188,000 | 86,292,000 |
| Allowance for loan losses | 47,000 | 47,000 | 47,000 | 47,000 |
| Securities available for sale | 6,506,000 | 15,475,000 | 15,488,000 | 15,395,000 |
| Securities held to maturity | 127,238,000 | 134,783,000 | 136,412,000 | 128,553,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,132,000 | 382,503,000 | 328,777,000 | 329,353,000 |
| Interest-bearing deposits | 228,134,000 | 252,168,000 | 231,083,000 | 212,902,000 |
| Noninterest-bearing deposits | 119,998,000 | 130,335,000 | 97,694,000 | 116,451,000 |
| Equity capital | 52,845,000 | 52,972,000 | 53,056,000 | 53,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,512,000 | 3,050,000 | 4,607,000 | 6,253,000 |
| Interest expense | 289,000 | 584,000 | 882,000 | 1,181,000 |
| Net interest income | 1,223,000 | 2,466,000 | 3,725,000 | 5,072,000 |
| Noninterest income | 2,877,000 | 5,664,000 | 8,409,000 | 11,232,000 |
| Noninterest expense | 3,884,000 | 7,667,000 | 11,566,000 | 15,515,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 216,000 | 463,000 | 568,000 | 789,000 |
| Income tax | 94,000 | 197,000 | 236,000 | 241,000 |
| Net income | 122,000 | 266,000 | 332,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,773,000 | 52,917,000 | 52,983,000 | 53,199,000 |
| Total capital | 52,820,000 | 52,964,000 | 53,030,000 | 53,246,000 |
| Risk-weighted assets | 186,404,000 | 203,726,000 | 198,102,000 | 211,525,000 |