Call reports 2015
DELTA NATIONAL BANK AND TRUST COMPANY — 2015
What DELTA NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 467,113,000 | 436,079,000 | 458,520,000 | 456,873,000 |
| Total loans | 79,452,000 | 74,067,000 | 69,438,000 | 69,351,000 |
| Allowance for loan losses | 47,000 | 47,000 | 47,000 | 47,000 |
| Securities available for sale | 16,682,000 | 14,248,000 | 14,234,000 | 6,523,000 |
| Securities held to maturity | 124,093,000 | 126,831,000 | 126,517,000 | 133,621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 383,247,000 | 336,197,000 | 327,379,000 | 333,779,000 |
| Interest-bearing deposits | 277,236,000 | 240,884,000 | 233,199,000 | 238,158,000 |
| Noninterest-bearing deposits | 106,011,000 | 95,313,000 | 94,180,000 | 95,621,000 |
| Equity capital | 52,674,000 | 52,826,000 | 53,052,000 | 52,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,427,000 | 2,889,000 | 4,295,000 | 5,731,000 |
| Interest expense | 265,000 | 528,000 | 796,000 | 1,052,000 |
| Net interest income | 1,162,000 | 2,361,000 | 3,499,000 | 4,679,000 |
| Noninterest income | 3,425,000 | 6,669,000 | 9,807,000 | 12,704,000 |
| Noninterest expense | 4,122,000 | 8,231,000 | 12,125,000 | 16,657,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 465,000 | 799,000 | 1,181,000 | 726,000 |
| Income tax | 200,000 | 347,000 | 513,000 | 355,000 |
| Net income | 265,000 | 452,000 | 668,000 | 371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,545,000 | 52,732,000 | 52,948,000 | 52,651,000 |
| Total capital | 52,592,000 | 52,779,000 | 52,995,000 | 52,698,000 |
| Risk-weighted assets | 203,067,000 | 201,689,000 | 193,682,000 | 194,210,000 |