Call reports 2014
DELTA NATIONAL BANK AND TRUST COMPANY — 2014
What DELTA NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 478,276,000 | 479,636,000 | 454,289,000 | 456,754,000 |
| Total loans | 66,915,000 | 69,087,000 | 85,866,000 | 79,547,000 |
| Allowance for loan losses | 47,000 | 47,000 | 47,000 | 47,000 |
| Securities available for sale | 20,196,000 | 19,385,000 | 19,245,000 | 19,124,000 |
| Securities held to maturity | 104,270,000 | 106,531,000 | 114,204,000 | 110,772,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 398,105,000 | 401,018,000 | 371,153,000 | 385,871,000 |
| Interest-bearing deposits | 269,874,000 | 298,109,000 | 240,844,000 | 262,906,000 |
| Noninterest-bearing deposits | 128,231,000 | 102,909,000 | 130,309,000 | 122,965,000 |
| Equity capital | 51,685,000 | 51,904,000 | 52,116,000 | 52,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,321,000 | 2,691,000 | 4,093,000 | 5,527,000 |
| Interest expense | 264,000 | 533,000 | 800,000 | 1,066,000 |
| Net interest income | 1,057,000 | 2,158,000 | 3,293,000 | 4,461,000 |
| Noninterest income | 3,354,000 | 6,543,000 | 9,943,000 | 13,371,000 |
| Noninterest expense | 3,958,000 | 7,921,000 | 12,015,000 | 16,029,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 512,000 | 839,000 | 1,280,000 | 1,862,000 |
| Income tax | 212,000 | 349,000 | 535,000 | 800,000 |
| Net income | 300,000 | 490,000 | 745,000 | 1,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,518,000 | 51,709,000 | 51,963,000 | 52,280,000 |
| Total capital | 51,565,000 | 51,756,000 | 52,010,000 | 52,327,000 |
| Risk-weighted assets | 178,902,000 | 179,746,000 | 204,622,000 | 188,840,000 |