Call reports 2013
DELTA NATIONAL BANK AND TRUST COMPANY — 2013
What DELTA NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 446,414,000 | 431,164,000 | 490,160,000 | 446,047,000 |
| Total loans | 66,156,000 | 73,492,000 | 74,897,000 | 75,379,000 |
| Allowance for loan losses | 47,000 | 47,000 | 47,000 | 47,000 |
| Securities available for sale | 25,699,000 | 25,081,000 | 24,406,000 | 23,820,000 |
| Securities held to maturity | 64,906,000 | 80,832,000 | 90,514,000 | 94,465,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,821,000 | 287,004,000 | 349,813,000 | 325,433,000 |
| Interest-bearing deposits | 197,457,000 | 215,188,000 | 244,063,000 | 226,234,000 |
| Noninterest-bearing deposits | 83,364,000 | 71,816,000 | 105,750,000 | 99,199,000 |
| Equity capital | 50,987,000 | 51,093,000 | 51,203,000 | 51,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,357,000 | 2,710,000 | 4,072,000 | 5,445,000 |
| Interest expense | 206,000 | 461,000 | 732,000 | 1,009,000 |
| Net interest income | 1,151,000 | 2,249,000 | 3,340,000 | 4,436,000 |
| Noninterest income | 3,043,000 | 6,028,000 | 8,871,000 | 12,076,000 |
| Noninterest expense | 3,785,000 | 7,530,000 | 11,298,000 | 15,205,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 409,000 | 747,000 | 913,000 | 1,312,000 |
| Income tax | 173,000 | 313,000 | 382,000 | 573,000 |
| Net income | 236,000 | 434,000 | 531,000 | 739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,715,000 | 50,913,000 | 51,011,000 | 51,218,000 |
| Total capital | 50,762,000 | 50,960,000 | 51,058,000 | 51,265,000 |
| Risk-weighted assets | 147,238,000 | 175,475,000 | 178,047,000 | 177,742,000 |