Call reports 2012
DELTA NATIONAL BANK AND TRUST COMPANY — 2012
What DELTA NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 455,502,000 | 436,746,000 | 404,061,000 | 407,889,000 |
| Total loans | 30,231,000 | 38,487,000 | 41,434,000 | 55,495,000 |
| Allowance for loan losses | 47,000 | 47,000 | 47,000 | 47,000 |
| Securities available for sale | 30,218,000 | 30,079,000 | 34,595,000 | 25,709,000 |
| Securities held to maturity | 78,046,000 | 81,225,000 | 77,412,000 | 65,612,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,538,000 | 227,295,000 | 247,179,000 | 291,065,000 |
| Interest-bearing deposits | 159,486,000 | 163,427,000 | 166,000,000 | 192,734,000 |
| Noninterest-bearing deposits | 70,052,000 | 63,868,000 | 81,179,000 | 98,331,000 |
| Equity capital | 50,198,000 | 50,275,000 | 50,396,000 | 50,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,421,000 | 2,812,000 | 4,205,000 | 5,540,000 |
| Interest expense | 156,000 | 317,000 | 476,000 | 635,000 |
| Net interest income | 1,265,000 | 2,495,000 | 3,729,000 | 4,905,000 |
| Noninterest income | 3,045,000 | 6,055,000 | 8,813,000 | 11,675,000 |
| Noninterest expense | 3,771,000 | 7,752,000 | 11,464,000 | 14,836,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 539,000 | 798,000 | 1,078,000 | 1,744,000 |
| Income tax | 222,000 | 344,000 | 482,000 | 729,000 |
| Net income | 317,000 | 454,000 | 596,000 | 1,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,781,000 | 49,919,000 | 50,060,000 | 50,479,000 |
| Total capital | 49,828,000 | 49,966,000 | 50,107,000 | 50,526,000 |
| Risk-weighted assets | 142,723,000 | 148,460,000 | 156,213,000 | 148,143,000 |