Call reports 2011
DELTA NATIONAL BANK AND TRUST COMPANY — 2011
What DELTA NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 329,037,000 | 341,561,000 | 309,091,000 | 283,392,000 |
| Total loans | 21,368,000 | 25,146,000 | 37,943,000 | 36,856,000 |
| Allowance for loan losses | 47,000 | 47,000 | 47,000 | 47,000 |
| Securities available for sale | 38,829,000 | 38,594,000 | 38,161,000 | 32,562,000 |
| Securities held to maturity | 83,271,000 | 83,230,000 | 83,088,000 | 78,181,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,108,000 | 284,578,000 | 225,578,000 | 209,029,000 |
| Interest-bearing deposits | 206,109,000 | 215,206,000 | 155,471,000 | 159,658,000 |
| Noninterest-bearing deposits | 62,999,000 | 69,372,000 | 70,107,000 | 49,371,000 |
| Equity capital | 49,344,000 | 49,490,000 | 49,418,000 | 49,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,419,000 | 2,973,000 | 4,436,000 | 5,853,000 |
| Interest expense | 174,000 | 355,000 | 522,000 | 679,000 |
| Net interest income | 1,245,000 | 2,618,000 | 3,914,000 | 5,174,000 |
| Noninterest income | 3,035,000 | 6,185,000 | 9,306,000 | 12,240,000 |
| Noninterest expense | 4,027,000 | 8,319,000 | 12,457,000 | 15,966,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 253,000 | 484,000 | 763,000 | 1,459,000 |
| Income tax | 119,000 | 227,000 | 356,000 | 621,000 |
| Net income | 134,000 | 257,000 | 407,000 | 838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,761,000 | 48,883,000 | 49,033,000 | 49,464,000 |
| Total capital | 48,808,000 | 48,930,000 | 49,080,000 | 49,511,000 |
| Risk-weighted assets | 145,154,000 | 148,312,000 | 161,696,000 | 148,952,000 |