Call reports 2010
DELTA NATIONAL BANK AND TRUST COMPANY — 2010
What DELTA NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 422,880,000 | 473,233,000 | 367,645,000 | 370,535,000 |
| Total loans | 27,063,000 | 27,182,000 | 27,412,000 | 21,310,000 |
| Allowance for loan losses | 47,000 | 47,000 | 47,000 | 47,000 |
| Securities available for sale | 48,718,000 | 42,770,000 | 46,561,000 | 38,823,000 |
| Securities held to maturity | 66,837,000 | 72,802,000 | 72,279,000 | 77,007,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,016,000 | 256,076,000 | 301,357,000 | 303,256,000 |
| Interest-bearing deposits | 190,377,000 | 166,080,000 | 223,519,000 | 243,062,000 |
| Noninterest-bearing deposits | 115,639,000 | 89,996,000 | 77,838,000 | 60,194,000 |
| Equity capital | 48,432,000 | 48,748,000 | 49,112,000 | 49,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,482,000 | 3,011,000 | 4,534,000 | 5,999,000 |
| Interest expense | 158,000 | 312,000 | 481,000 | 667,000 |
| Net interest income | 1,324,000 | 2,699,000 | 4,053,000 | 5,332,000 |
| Noninterest income | 3,552,000 | 7,064,000 | 10,091,000 | 13,044,000 |
| Noninterest expense | 4,462,000 | 8,974,000 | 13,040,000 | 16,774,000 |
| Provision for loan losses | 0 | 0 | 0 | 6,000 |
| Pretax income | 414,000 | 802,000 | 1,117,000 | 1,731,000 |
| Income tax | 200,000 | 374,000 | 522,000 | 849,000 |
| Net income | 214,000 | 428,000 | 595,000 | 882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,958,000 | 48,172,000 | 48,339,000 | 48,626,000 |
| Total capital | 48,005,000 | 48,219,000 | 48,386,000 | 48,673,000 |
| Risk-weighted assets | 152,329,000 | 148,611,000 | 149,468,000 | 137,426,000 |