Call reports 2009
DELTA NATIONAL BANK AND TRUST COMPANY — 2009
What DELTA NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 303,380,000 | 344,252,000 | 434,250,000 | 423,138,000 |
| Total loans | 18,914,000 | 18,786,000 | 20,227,000 | 18,044,000 |
| Allowance for loan losses | 47,000 | 47,000 | 47,000 | 47,000 |
| Securities available for sale | 13,066,000 | 28,632,000 | 28,708,000 | 41,928,000 |
| Securities held to maturity | 78,011,000 | 75,536,000 | 70,875,000 | 70,618,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,021,000 | 252,678,000 | 290,286,000 | 299,678,000 |
| Interest-bearing deposits | 149,570,000 | 157,901,000 | 185,342,000 | 194,798,000 |
| Noninterest-bearing deposits | 86,451,000 | 94,777,000 | 104,944,000 | 104,880,000 |
| Equity capital | 49,518,000 | 49,981,000 | 47,651,000 | 48,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,512,000 | 2,993,000 | 4,551,000 | 6,016,000 |
| Interest expense | 205,000 | 368,000 | 538,000 | 716,000 |
| Net interest income | 1,307,000 | 2,625,000 | 4,013,000 | 5,300,000 |
| Noninterest income | 3,208,000 | 6,857,000 | 10,401,000 | 13,977,000 |
| Noninterest expense | 4,496,000 | 8,963,000 | 13,141,000 | 17,263,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 19,000 | 519,000 | 1,273,000 | 2,014,000 |
| Income tax | 28,000 | 246,000 | 575,000 | 763,000 |
| Net income | -9,000 | 273,000 | 698,000 | 1,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,484,000 | 49,765,000 | 47,192,000 | 47,744,000 |
| Total capital | 49,531,000 | 49,812,000 | 47,239,000 | 47,791,000 |
| Risk-weighted assets | 109,569,000 | 126,204,000 | 123,006,000 | 137,814,000 |