Call reports 2008
DELTA NATIONAL BANK AND TRUST COMPANY — 2008
What DELTA NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 312,954,000 | 215,338,000 | 341,884,000 | 399,457,000 |
| Total loans | 20,306,000 | 21,985,000 | 18,921,000 | 19,599,000 |
| Allowance for loan losses | 89,000 | 89,000 | 86,000 | 47,000 |
| Securities available for sale | 1,614,000 | 1,606,000 | 823,000 | 836,000 |
| Securities held to maturity | 94,696,000 | 99,541,000 | 92,824,000 | 89,961,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,142,000 | 164,351,000 | 288,872,000 | 265,396,000 |
| Interest-bearing deposits | 143,740,000 | 115,428,000 | 130,271,000 | 166,324,000 |
| Noninterest-bearing deposits | 119,402,000 | 48,923,000 | 158,601,000 | 99,072,000 |
| Equity capital | 46,926,000 | 47,920,000 | 48,876,000 | 49,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,623,000 | 4,794,000 | 6,918,000 | 8,812,000 |
| Interest expense | 742,000 | 1,200,000 | 1,622,000 | 1,980,000 |
| Net interest income | 1,881,000 | 3,594,000 | 5,296,000 | 6,832,000 |
| Noninterest income | 4,799,000 | 9,431,000 | 14,105,000 | 18,001,000 |
| Noninterest expense | 5,160,000 | 9,769,000 | 14,492,000 | 19,127,000 |
| Provision for loan losses | -48,000 | -48,000 | -48,000 | -87,000 |
| Pretax income | 1,568,000 | 3,311,000 | 4,964,000 | 5,800,000 |
| Income tax | 720,000 | 1,460,000 | 2,162,000 | 2,383,000 |
| Net income | 848,000 | 1,851,000 | 2,802,000 | 3,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,924,000 | 47,927,000 | 48,878,000 | 49,493,000 |
| Total capital | 47,013,000 | 48,016,000 | 48,964,000 | 49,540,000 |
| Risk-weighted assets | 140,014,000 | 126,225,000 | 143,543,000 | 106,376,000 |