Call reports 2007
DELTA NATIONAL BANK AND TRUST COMPANY — 2007
What DELTA NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 224,677,000 | 243,159,000 | 268,086,000 | 292,386,000 |
| Total loans | 18,732,000 | 22,822,000 | 20,113,000 | 21,325,000 |
| Allowance for loan losses | 41,000 | 41,000 | 89,000 | 137,000 |
| Securities available for sale | 30,558,000 | 26,963,000 | 27,173,000 | 20,526,000 |
| Securities held to maturity | 83,368,000 | 74,621,000 | 67,113,000 | 72,530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,223,000 | 193,542,000 | 217,098,000 | 242,732,000 |
| Interest-bearing deposits | 118,026,000 | 145,878,000 | 155,366,000 | 145,103,000 |
| Noninterest-bearing deposits | 58,197,000 | 47,664,000 | 61,732,000 | 97,629,000 |
| Equity capital | 45,500,000 | 46,301,000 | 47,354,000 | 46,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,914,000 | 5,622,000 | 8,661,000 | 11,317,000 |
| Interest expense | 1,464,000 | 2,666,000 | 4,132,000 | 5,180,000 |
| Net interest income | 1,450,000 | 2,956,000 | 4,529,000 | 6,137,000 |
| Noninterest income | 5,036,000 | 10,067,000 | 15,355,000 | 20,153,000 |
| Noninterest expense | 5,022,000 | 10,168,000 | 15,363,000 | 20,241,000 |
| Provision for loan losses | 0 | 0 | 48,000 | 96,000 |
| Pretax income | 1,464,000 | 2,855,000 | 4,473,000 | 5,953,000 |
| Income tax | 649,000 | 1,241,000 | 1,920,000 | 2,462,000 |
| Net income | 815,000 | 1,614,000 | 2,553,000 | 3,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,708,000 | 46,510,000 | 47,446,000 | 46,076,000 |
| Total capital | 45,749,000 | 46,551,000 | 47,535,000 | 46,213,000 |
| Risk-weighted assets | 119,870,000 | 138,450,000 | 114,783,000 | 118,586,000 |