Call reports 2006
DELTA NATIONAL BANK AND TRUST COMPANY — 2006
What DELTA NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 277,286,000 | 256,129,000 | 223,910,000 | 295,831,000 |
| Total loans | 26,132,000 | 22,399,000 | 17,136,000 | 18,077,000 |
| Allowance for loan losses | 102,000 | 102,000 | 42,000 | 41,000 |
| Securities available for sale | 32,504,000 | 32,287,000 | 31,205,000 | 30,461,000 |
| Securities held to maturity | 98,923,000 | 97,094,000 | 85,908,000 | 69,192,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,522,000 | 208,788,000 | 175,885,000 | 247,866,000 |
| Interest-bearing deposits | 178,641,000 | 143,598,000 | 137,219,000 | 170,635,000 |
| Noninterest-bearing deposits | 50,881,000 | 65,190,000 | 38,666,000 | 77,231,000 |
| Equity capital | 43,639,000 | 44,131,000 | 45,021,000 | 44,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,020,000 | 6,032,000 | 8,717,000 | 11,527,000 |
| Interest expense | 1,457,000 | 2,963,000 | 4,331,000 | 5,802,000 |
| Net interest income | 1,563,000 | 3,069,000 | 4,386,000 | 5,725,000 |
| Noninterest income | 4,366,000 | 8,735,000 | 13,250,000 | 17,824,000 |
| Noninterest expense | 4,617,000 | 9,374,000 | 13,960,000 | 19,079,000 |
| Provision for loan losses | 0 | 0 | -60,000 | -60,000 |
| Pretax income | 1,312,000 | 2,430,000 | 3,736,000 | 4,530,000 |
| Income tax | 595,000 | 1,101,000 | 1,694,000 | 2,059,000 |
| Net income | 717,000 | 1,329,000 | 2,042,000 | 2,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,984,000 | 43,665,000 | 45,310,000 | 44,894,000 |
| Total capital | 44,086,000 | 43,767,000 | 45,352,000 | 44,935,000 |
| Risk-weighted assets | 136,630,000 | 127,720,000 | 116,951,000 | 120,139,000 |