Call reports 2005
DELTA NATIONAL BANK AND TRUST COMPANY — 2005
What DELTA NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 336,395,000 | 329,609,000 | 278,560,000 | 294,930,000 |
| Total loans | 40,741,000 | 41,688,000 | 37,667,000 | 32,759,000 |
| Allowance for loan losses | 102,000 | 102,000 | 102,000 | 102,000 |
| Securities available for sale | 47,535,000 | 35,595,000 | 33,724,000 | 31,638,000 |
| Securities held to maturity | 105,958,000 | 106,530,000 | 104,368,000 | 101,222,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,820,000 | 283,382,000 | 232,501,000 | 247,995,000 |
| Interest-bearing deposits | 227,452,000 | 216,343,000 | 178,577,000 | 173,205,000 |
| Noninterest-bearing deposits | 63,368,000 | 67,039,000 | 53,924,000 | 74,790,000 |
| Equity capital | 42,150,000 | 42,324,000 | 42,320,000 | 42,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,954,000 | 5,799,000 | 8,682,000 | 11,595,000 |
| Interest expense | 1,160,000 | 2,403,000 | 3,791,000 | 5,140,000 |
| Net interest income | 1,794,000 | 3,396,000 | 4,891,000 | 6,455,000 |
| Noninterest income | 3,348,000 | 6,739,000 | 10,186,000 | 14,424,000 |
| Noninterest expense | 5,381,000 | 10,197,000 | 14,949,000 | 19,462,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -239,000 | -85,000 | 105,000 | 1,394,000 |
| Income tax | -89,000 | -10,000 | 56,000 | 624,000 |
| Net income | -150,000 | -75,000 | 49,000 | 770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,347,000 | 42,422,000 | 42,547,000 | 43,267,000 |
| Total capital | 42,449,000 | 42,524,000 | 42,649,000 | 43,369,000 |
| Risk-weighted assets | 158,735,000 | 150,509,000 | 137,693,000 | 140,190,000 |