Call reports 2004
DELTA NATIONAL BANK AND TRUST COMPANY — 2004
What DELTA NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 424,350,000 | 385,351,000 | 382,901,000 | 392,515,000 |
| Total loans | 68,646,000 | 67,540,000 | 39,376,000 | 37,757,000 |
| Allowance for loan losses | 253,000 | 253,000 | 253,000 | 102,000 |
| Securities available for sale | 52,234,000 | 54,067,000 | 47,818,000 | 53,107,000 |
| Securities held to maturity | 104,440,000 | 100,956,000 | 100,867,000 | 99,448,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,480,000 | 338,274,000 | 336,389,000 | 345,930,000 |
| Interest-bearing deposits | 295,340,000 | 275,027,000 | 264,737,000 | 291,930,000 |
| Noninterest-bearing deposits | 82,140,000 | 63,247,000 | 71,652,000 | 54,000,000 |
| Equity capital | 41,959,000 | 41,975,000 | 42,196,000 | 42,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,157,000 | 6,239,000 | 9,028,000 | 11,829,000 |
| Interest expense | 1,363,000 | 2,733,000 | 3,835,000 | 4,832,000 |
| Net interest income | 1,794,000 | 3,506,000 | 5,193,000 | 6,997,000 |
| Noninterest income | 3,556,000 | 7,155,000 | 10,389,000 | 13,766,000 |
| Noninterest expense | 5,065,000 | 9,812,000 | 14,401,000 | 18,996,000 |
| Provision for loan losses | 0 | 0 | 0 | -151,000 |
| Pretax income | 325,000 | 890,000 | 1,232,000 | 1,969,000 |
| Income tax | 152,000 | 387,000 | 537,000 | 866,000 |
| Net income | 173,000 | 503,000 | 695,000 | 1,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,567,000 | 41,897,000 | 42,090,000 | 42,498,000 |
| Total capital | 41,820,000 | 42,150,000 | 42,343,000 | 42,600,000 |
| Risk-weighted assets | 178,812,000 | 168,738,000 | 167,829,000 | 166,584,000 |