Call reports 2003
DELTA NATIONAL BANK AND TRUST COMPANY — 2003
What DELTA NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 422,375,000 | 443,880,000 | 438,830,000 | 472,390,000 |
| Total loans | 100,577,000 | 78,489,000 | 77,655,000 | 170,043,000 |
| Allowance for loan losses | 291,000 | 253,000 | 253,000 | 253,000 |
| Securities available for sale | 58,265,000 | 54,602,000 | 54,282,000 | 52,712,000 |
| Securities held to maturity | 40,620,000 | 56,068,000 | 96,169,000 | 105,919,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,974,000 | 393,932,000 | 390,083,000 | 424,264,000 |
| Interest-bearing deposits | 309,566,000 | 303,096,000 | 315,475,000 | 343,339,000 |
| Noninterest-bearing deposits | 61,408,000 | 90,836,000 | 74,608,000 | 80,925,000 |
| Equity capital | 41,759,000 | 41,757,000 | 41,830,000 | 41,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,660,000 | 6,481,000 | 9,577,000 | 12,721,000 |
| Interest expense | 1,828,000 | 3,156,000 | 4,682,000 | 6,044,000 |
| Net interest income | 1,832,000 | 3,325,000 | 4,895,000 | 6,677,000 |
| Noninterest income | 3,024,000 | 6,177,000 | 9,396,000 | 12,792,000 |
| Noninterest expense | 4,568,000 | 9,184,000 | 13,797,000 | 19,027,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 288,000 | 340,000 | 516,000 | 464,000 |
| Income tax | 134,000 | 166,000 | 160,000 | -81,000 |
| Net income | 154,000 | 174,000 | 356,000 | 545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,002,000 | 41,024,000 | 41,205,000 | 41,394,000 |
| Total capital | 41,293,000 | 41,277,000 | 41,458,000 | 41,647,000 |
| Risk-weighted assets | 130,603,000 | 145,231,000 | 181,427,000 | 185,854,000 |