Call reports 2002
DELTA NATIONAL BANK AND TRUST COMPANY — 2002
What DELTA NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 393,265,000 | 408,528,000 | 378,314,000 | 493,526,000 |
| Total loans | 104,916,000 | 101,116,000 | 96,536,000 | 177,094,000 |
| Allowance for loan losses | 293,000 | 293,000 | 292,000 | 291,000 |
| Securities available for sale | 65,479,000 | 77,328,000 | 75,757,000 | 73,789,000 |
| Securities held to maturity | 49,107,000 | 40,981,000 | 39,578,000 | 43,576,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,731,000 | 357,442,000 | 326,122,000 | 435,439,000 |
| Interest-bearing deposits | 278,946,000 | 302,962,000 | 267,895,000 | 344,424,000 |
| Noninterest-bearing deposits | 63,785,000 | 54,480,000 | 58,227,000 | 91,015,000 |
| Equity capital | 41,523,000 | 42,035,000 | 42,477,000 | 41,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,433,000 | 8,823,000 | 13,095,000 | 17,125,000 |
| Interest expense | 2,553,000 | 5,000,000 | 7,433,000 | 9,537,000 |
| Net interest income | 1,880,000 | 3,823,000 | 5,662,000 | 7,588,000 |
| Noninterest income | 3,317,000 | 6,616,000 | 9,772,000 | 12,829,000 |
| Noninterest expense | 4,499,000 | 9,159,000 | 13,911,000 | 19,591,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 698,000 | 1,280,000 | 1,523,000 | 826,000 |
| Income tax | 314,000 | 574,000 | 679,000 | 692,000 |
| Net income | 384,000 | 706,000 | 844,000 | 134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,099,000 | 41,420,000 | 41,559,000 | 40,849,000 |
| Total capital | 41,392,000 | 41,713,000 | 41,851,000 | 41,140,000 |
| Risk-weighted assets | 140,176,000 | 147,047,000 | 138,996,000 | 164,542,000 |