Call reports 2001
DELTA NATIONAL BANK AND TRUST COMPANY — 2001
What DELTA NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 491,818,000 | 408,492,000 | 390,374,000 | 399,141,000 |
| Total loans | 146,878,000 | 126,219,000 | 112,617,000 | 164,454,000 |
| Allowance for loan losses | 311,000 | 296,000 | 293,000 | 293,000 |
| Securities available for sale | 65,905,000 | 65,043,000 | 62,580,000 | 54,957,000 |
| Securities held to maturity | 35,761,000 | 35,738,000 | 35,815,000 | 40,386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,607,000 | 358,728,000 | 338,443,000 | 348,063,000 |
| Interest-bearing deposits | 401,658,000 | 320,649,000 | 292,142,000 | 289,912,000 |
| Noninterest-bearing deposits | 36,949,000 | 38,079,000 | 46,301,000 | 58,151,000 |
| Equity capital | 42,089,000 | 40,215,000 | 40,873,000 | 41,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,264,000 | 13,942,000 | 20,196,000 | 25,382,000 |
| Interest expense | 4,648,000 | 8,989,000 | 12,970,000 | 16,090,000 |
| Net interest income | 2,616,000 | 4,953,000 | 7,226,000 | 9,292,000 |
| Noninterest income | 3,334,000 | 6,620,000 | 10,267,000 | 13,892,000 |
| Noninterest expense | 5,144,000 | 10,442,000 | 15,561,000 | 20,201,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 806,000 | 1,131,000 | 1,932,000 | 2,983,000 |
| Income tax | 367,000 | 523,000 | 891,000 | 1,377,000 |
| Net income | 439,000 | 608,000 | 1,041,000 | 1,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,576,000 | 39,716,000 | 40,150,000 | 40,715,000 |
| Total capital | 41,887,000 | 40,012,000 | 40,443,000 | 41,008,000 |
| Risk-weighted assets | 166,106,000 | 150,611,000 | 146,702,000 | 147,536,000 |