Call reports 2025
GENERATIONS BANK — 2025
What GENERATIONS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 383,664,000 | 372,972,000 | 356,065,000 | 347,125,000 |
| Total loans | 303,751,000 | 293,094,000 | 280,733,000 | 269,655,000 |
| Allowance for loan losses | 2,637,000 | 2,717,000 | 2,775,000 | 2,733,000 |
| Securities available for sale | 24,342,000 | 24,137,000 | 24,680,000 | 24,959,000 |
| Securities held to maturity | 1,342,000 | 1,312,000 | 1,279,000 | 1,257,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,064,000 | 320,008,000 | 303,088,000 | 297,847,000 |
| Interest-bearing deposits | 281,515,000 | 271,885,000 | 250,413,000 | 252,184,000 |
| Noninterest-bearing deposits | 48,549,000 | 48,123,000 | 52,675,000 | 45,663,000 |
| Equity capital | 33,152,000 | 32,895,000 | 33,155,000 | 31,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,171,000 | 8,209,000 | 12,105,000 | 15,448,000 |
| Interest expense | 2,268,000 | 4,459,000 | 6,441,000 | 8,252,000 |
| Net interest income | 1,903,000 | 3,750,000 | 5,664,000 | 7,196,000 |
| Noninterest income | 320,000 | 642,000 | 991,000 | 885,000 |
| Noninterest expense | 2,764,000 | 5,247,000 | 7,571,000 | 11,256,000 |
| Provision for loan losses | 374,000 | 623,000 | 872,000 | 1,121,000 |
| Pretax income | -917,000 | -1,477,000 | -1,777,000 | -4,284,000 |
| Income tax | 8,000 | 18,000 | 27,000 | 34,000 |
| Net income | -925,000 | -1,495,000 | -1,804,000 | -4,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,027,000 | 34,472,000 | 34,179,000 | 32,206,000 |
| Total capital | 37,670,000 | 37,195,000 | 36,954,000 | 34,939,000 |
| Risk-weighted assets | 271,579,000 | 268,357,000 | 258,073,000 | 246,580,000 |