Call reports 2022
GENERATIONS BANK — 2022
What GENERATIONS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 375,874,000 | 368,200,000 | 372,013,000 | 384,938,000 |
| Total loans | 276,459,000 | 283,127,000 | 293,977,000 | 306,377,000 |
| Allowance for loan losses | 1,974,000 | 2,188,000 | 2,326,000 | 2,497,000 |
| Securities available for sale | 35,103,000 | 32,023,000 | 30,654,000 | 32,069,000 |
| Securities held to maturity | 1,064,000 | 1,016,000 | 971,000 | 1,587,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,395,000 | 315,323,000 | 310,172,000 | 320,566,000 |
| Interest-bearing deposits | 258,789,000 | 256,769,000 | 251,868,000 | 265,286,000 |
| Noninterest-bearing deposits | 58,606,000 | 58,554,000 | 58,304,000 | 55,280,000 |
| Equity capital | 40,605,000 | 37,238,000 | 36,433,000 | 36,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,278,000 | 6,511,000 | 9,845,000 | 13,447,000 |
| Interest expense | 357,000 | 709,000 | 1,096,000 | 1,950,000 |
| Net interest income | 2,921,000 | 5,802,000 | 8,749,000 | 11,497,000 |
| Noninterest income | 574,000 | 1,087,000 | 1,536,000 | 1,888,000 |
| Noninterest expense | 2,859,000 | 5,742,000 | 8,606,000 | 11,521,000 |
| Provision for loan losses | 150,000 | 300,000 | 481,000 | 631,000 |
| Pretax income | 485,000 | 841,000 | 1,190,000 | 1,227,000 |
| Income tax | 78,000 | 135,000 | 198,000 | 202,000 |
| Net income | 407,000 | 706,000 | 992,000 | 1,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,711,000 | 40,775,000 | 41,078,000 | 41,127,000 |
| Total capital | 43,685,000 | 42,963,000 | 43,404,000 | 43,624,000 |
| Risk-weighted assets | 277,823,000 | 282,156,000 | 288,222,000 | 296,590,000 |