Call reports 2021
GENERATIONS BANK — 2021
What GENERATIONS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 382,282,000 | 380,514,000 | 377,738,000 | 378,454,000 |
| Total loans | 284,248,000 | 289,344,000 | 289,490,000 | 279,961,000 |
| Allowance for loan losses | 1,881,000 | 1,976,000 | 2,071,000 | 1,841,000 |
| Securities available for sale | 32,774,000 | 36,243,000 | 36,846,000 | 36,975,000 |
| Securities held to maturity | 1,390,000 | 1,308,000 | 1,184,000 | 1,128,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,532,000 | 315,074,000 | 314,740,000 | 316,376,000 |
| Interest-bearing deposits | 255,681,000 | 255,841,000 | 255,047,000 | 256,770,000 |
| Noninterest-bearing deposits | 58,851,000 | 59,233,000 | 59,693,000 | 59,606,000 |
| Equity capital | 40,316,000 | 40,916,000 | 40,870,000 | 41,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,348,000 | 6,741,000 | 10,312,000 | 13,754,000 |
| Interest expense | 480,000 | 923,000 | 1,328,000 | 1,698,000 |
| Net interest income | 2,868,000 | 5,818,000 | 8,984,000 | 12,056,000 |
| Noninterest income | 571,000 | 1,212,000 | 1,805,000 | 2,424,000 |
| Noninterest expense | 2,879,000 | 5,846,000 | 9,223,000 | 12,168,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 540,000 |
| Pretax income | 427,000 | 916,000 | 1,176,000 | 1,789,000 |
| Income tax | 79,000 | 162,000 | 204,000 | 299,000 |
| Net income | 348,000 | 754,000 | 972,000 | 1,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,097,000 | 40,519,000 | 40,753,000 | 41,287,000 |
| Total capital | 41,978,000 | 42,495,000 | 42,824,000 | 43,128,000 |
| Risk-weighted assets | 263,254,000 | 286,060,000 | 285,880,000 | 278,528,000 |