Call reports 2019
GENERATIONS BANK — 2019
What GENERATIONS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 316,747,000 | 315,156,000 | 323,229,000 | 347,773,000 |
| Total loans | 248,267,000 | 247,103,000 | 253,358,000 | 261,605,000 |
| Allowance for loan losses | 1,662,000 | 1,657,000 | 1,721,000 | 1,660,000 |
| Securities available for sale | 13,647,000 | 19,236,000 | 19,435,000 | 30,627,000 |
| Securities held to maturity | 2,668,000 | 2,535,000 | 2,302,000 | 2,078,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,241,000 | 260,910,000 | 257,893,000 | 286,221,000 |
| Interest-bearing deposits | 220,622,000 | 220,967,000 | 218,600,000 | 247,951,000 |
| Noninterest-bearing deposits | 40,619,000 | 39,943,000 | 39,293,000 | 38,270,000 |
| Equity capital | 28,595,000 | 28,590,000 | 29,020,000 | 29,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,196,000 | 6,351,000 | 9,521,000 | 12,961,000 |
| Interest expense | 722,000 | 1,485,000 | 2,245,000 | 3,118,000 |
| Net interest income | 2,474,000 | 4,866,000 | 7,276,000 | 9,843,000 |
| Noninterest income | 700,000 | 1,386,000 | 2,066,000 | 2,746,000 |
| Noninterest expense | 3,162,000 | 6,306,000 | 9,390,000 | 12,663,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 132,000 | 3,000 | 219,000 | 99,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 132,000 | 3,000 | 219,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,607,000 | 28,512,000 | 28,761,000 | 28,674,000 |
| Total capital | 30,269,000 | 30,169,000 | 30,482,000 | 30,334,000 |
| Risk-weighted assets | 223,697,000 | 223,422,000 | 228,353,000 | 235,065,000 |