Call reports 2018
GENERATIONS BANK — 2018
What GENERATIONS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 284,232,000 | 280,800,000 | 334,940,000 | 318,448,000 |
| Total loans | 218,576,000 | 216,626,000 | 244,144,000 | 245,974,000 |
| Allowance for loan losses | 2,085,000 | 1,907,000 | 1,783,000 | 1,548,000 |
| Securities available for sale | 19,525,000 | 21,036,000 | 25,413,000 | 11,727,000 |
| Securities held to maturity | 3,518,000 | 3,264,000 | 2,986,000 | 2,764,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,456,000 | 216,385,000 | 267,752,000 | 263,439,000 |
| Interest-bearing deposits | 200,201,000 | 188,404,000 | 226,850,000 | 224,702,000 |
| Noninterest-bearing deposits | 26,255,000 | 27,981,000 | 40,902,000 | 38,737,000 |
| Equity capital | 26,251,000 | 26,284,000 | 28,581,000 | 28,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,928,000 | 5,786,000 | 8,587,000 | 11,811,000 |
| Interest expense | 581,000 | 1,184,000 | 1,843,000 | 2,580,000 |
| Net interest income | 2,347,000 | 4,602,000 | 6,744,000 | 9,231,000 |
| Noninterest income | 701,000 | 1,311,000 | 1,936,000 | 2,608,000 |
| Noninterest expense | 2,856,000 | 5,743,000 | 8,678,000 | 11,935,000 |
| Provision for loan losses | 35,000 | 35,000 | 115,000 | 175,000 |
| Pretax income | 163,000 | 141,000 | -107,000 | -712,000 |
| Income tax | 0 | 0 | 0 | -146,000 |
| Net income | 163,000 | 141,000 | -107,000 | -566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,230,000 | 27,235,000 | 28,358,000 | 28,454,000 |
| Total capital | 29,315,000 | 29,142,000 | 30,141,000 | 30,002,000 |
| Risk-weighted assets | 213,197,000 | 211,373,000 | 279,886,000 | 237,686,000 |