Call reports 2017
GENERATIONS BANK — 2017
What GENERATIONS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 285,390,000 | 285,615,000 | 297,105,000 | 291,698,000 |
| Total loans | 211,222,000 | 215,785,000 | 220,175,000 | 222,047,000 |
| Allowance for loan losses | 2,859,000 | 2,761,000 | 2,605,000 | 2,483,000 |
| Securities available for sale | 24,795,000 | 23,536,000 | 23,409,000 | 23,246,000 |
| Securities held to maturity | 5,221,000 | 5,007,000 | 4,758,000 | 4,530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,750,000 | 207,511,000 | 231,105,000 | 228,089,000 |
| Interest-bearing deposits | 179,831,000 | 181,122,000 | 199,378,000 | 201,146,000 |
| Noninterest-bearing deposits | 25,919,000 | 26,389,000 | 31,727,000 | 26,943,000 |
| Equity capital | 25,404,000 | 25,858,000 | 26,175,000 | 26,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,799,000 | 5,681,000 | 8,595,000 | 11,594,000 |
| Interest expense | 568,000 | 1,135,000 | 1,736,000 | 2,329,000 |
| Net interest income | 2,231,000 | 4,546,000 | 6,859,000 | 9,265,000 |
| Noninterest income | 590,000 | 1,168,000 | 1,767,000 | 2,426,000 |
| Noninterest expense | 2,585,000 | 5,083,000 | 7,611,000 | 10,317,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 131,000 | 422,000 | 707,000 | 961,000 |
| Income tax | 20,000 | 72,000 | 127,000 | 0 |
| Net income | 111,000 | 350,000 | 580,000 | 961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,896,000 | 26,236,000 | 26,501,000 | 26,868,000 |
| Total capital | 28,504,000 | 28,885,000 | 29,106,000 | 29,351,000 |
| Risk-weighted assets | 208,460,000 | 211,822,000 | 216,807,000 | 216,300,000 |