Call reports 2014
GENERATIONS BANK — 2014
What GENERATIONS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 274,639,000 | 273,782,000 | 277,707,000 | 278,402,000 |
| Total loans | 202,092,000 | 201,636,000 | 206,230,000 | 206,662,000 |
| Allowance for loan losses | 2,426,000 | 2,347,000 | 2,534,000 | 2,507,000 |
| Securities available for sale | 22,476,000 | 24,102,000 | 23,019,000 | 21,906,000 |
| Securities held to maturity | 9,962,000 | 9,259,000 | 8,824,000 | 8,466,000 |
| Trading assets | 1,020,000 | 1,001,000 | 979,000 | 956,000 |
| Total deposits | 205,898,000 | 205,726,000 | 202,591,000 | 201,127,000 |
| Interest-bearing deposits | 179,982,000 | 180,138,000 | 176,668,000 | 179,483,000 |
| Noninterest-bearing deposits | 25,916,000 | 25,588,000 | 25,923,000 | 21,644,000 |
| Equity capital | 26,480,000 | 27,221,000 | 26,665,000 | 26,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,081,000 | 5,938,000 | 8,983,000 | 11,996,000 |
| Interest expense | 564,000 | 1,125,000 | 1,696,000 | 2,295,000 |
| Net interest income | 2,517,000 | 4,813,000 | 7,287,000 | 9,701,000 |
| Noninterest income | 618,000 | 1,165,000 | 1,751,000 | 2,359,000 |
| Noninterest expense | 2,207,000 | 4,367,000 | 6,617,000 | 9,049,000 |
| Provision for loan losses | 135,000 | 210,000 | 285,000 | 360,000 |
| Pretax income | 793,000 | 1,440,000 | 2,151,000 | 2,666,000 |
| Income tax | 242,000 | 387,000 | 539,000 | 650,000 |
| Net income | 551,000 | 1,053,000 | 1,612,000 | 2,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,201,000 | 27,717,000 | 26,990,000 | 27,410,000 |
| Total capital | 29,628,000 | 30,075,000 | 29,530,000 | 29,922,000 |
| Risk-weighted assets | 226,561,000 | 226,008,000 | 232,270,000 | 233,188,000 |