Call reports 2012
GENERATIONS BANK — 2012
What GENERATIONS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 255,369,000 | 258,578,000 | 262,728,000 | 265,187,000 |
| Total loans | 189,606,000 | 190,180,000 | 191,092,000 | 195,575,000 |
| Allowance for loan losses | 1,455,000 | 1,636,000 | 1,736,000 | 1,866,000 |
| Securities available for sale | 17,232,000 | 19,285,000 | 24,828,000 | 24,351,000 |
| Securities held to maturity | 16,172,000 | 15,190,000 | 13,958,000 | 13,154,000 |
| Trading assets | 1,194,000 | 1,173,000 | 1,152,000 | 1,131,000 |
| Total deposits | 195,415,000 | 197,437,000 | 195,111,000 | 198,936,000 |
| Interest-bearing deposits | 175,966,000 | 176,981,000 | 174,099,000 | 176,566,000 |
| Noninterest-bearing deposits | 19,449,000 | 20,456,000 | 21,012,000 | 22,370,000 |
| Equity capital | 23,130,000 | 23,758,000 | 24,696,000 | 25,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,801,000 | 5,604,000 | 8,488,000 | 11,351,000 |
| Interest expense | 680,000 | 1,357,000 | 1,998,000 | 2,597,000 |
| Net interest income | 2,121,000 | 4,247,000 | 6,490,000 | 8,754,000 |
| Noninterest income | 638,000 | 1,281,000 | 1,940,000 | 2,613,000 |
| Noninterest expense | 2,082,000 | 4,069,000 | 6,154,000 | 8,308,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 527,000 | 1,159,000 | 1,826,000 | 2,459,000 |
| Income tax | 182,000 | 391,000 | 484,000 | 688,000 |
| Net income | 345,000 | 768,000 | 1,342,000 | 1,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,361,000 | 25,796,000 | 26,381,000 | 26,817,000 |
| Total capital | 26,816,000 | 27,432,000 | 28,122,000 | 28,683,000 |
| Risk-weighted assets | 183,942,000 | 189,978,000 | 194,138,000 | 205,256,000 |