Call reports 2005

GENERATIONS BANK — 2005

Name: GENERATIONS BANK — FFIEC call report 2005
Creator: GENERATIONS BANK

What GENERATIONS BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b763aafe-75bd-4feb-98bd-2127029208fb/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	147,750,000	148,947,000	153,161,000	151,142,000
Total loans	69,904,000	72,104,000	78,567,000	80,543,000
Allowance for loan losses	353,000	366,000	369,000	371,000
Securities available for sale	35,575,000	34,054,000	31,355,000	28,792,000
Securities held to maturity	28,618,000	29,098,000	27,800,000	27,311,000
Trading assets	0	0	0	0
Total deposits	115,659,000	114,588,000	116,132,000	114,293,000
Interest-bearing deposits	108,035,000	100,786,000	99,932,000	99,357,000
Noninterest-bearing deposits	7,624,000	13,802,000	16,200,000	14,936,000
Equity capital	9,675,000	9,880,000	9,725,000	9,290,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,812,000	3,618,000	5,475,000	7,410,000
Interest expense	793,000	1,624,000	2,503,000	3,445,000
Net interest income	1,019,000	1,994,000	2,972,000	3,965,000
Noninterest income	519,000	972,000	1,426,000	1,887,000
Noninterest expense	1,434,000	2,841,000	4,324,000	5,713,000
Provision for loan losses	28,000	50,000	73,000	88,000
Pretax income	76,000	75,000	1,000	51,000
Income tax	26,000	22,000	-15,000	-3,000
Net income	50,000	53,000	16,000	54,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	9,274,000	9,276,000	9,305,000	9,278,000
Total capital	8,980,000	8,928,000	8,933,000	8,895,000
Risk-weighted assets	66,634,000	67,703,000	72,370,000	72,687,000