Call reports 2016
STATE BANK OF DRUMMOND — 2016
What STATE BANK OF DRUMMOND reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 |
|---|---|
| Total assets | 44,413,000 |
| Total loans | 18,463,000 |
| Allowance for loan losses | 379,000 |
| Securities available for sale | 5,920,000 |
| Securities held to maturity | 1,050,000 |
| Trading assets | 0 |
| Total deposits | 38,222,000 |
| Interest-bearing deposits | 31,117,000 |
| Noninterest-bearing deposits | 7,105,000 |
| Equity capital | 6,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 |
|---|---|
| Interest income | 347,000 |
| Interest expense | 18,000 |
| Net interest income | 329,000 |
| Noninterest income | 45,000 |
| Noninterest expense | 581,000 |
| Provision for loan losses | 0 |
| Pretax income | -207,000 |
| Income tax | 0 |
| Net income | -207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 |
|---|---|
| Tier 1 capital | 5,812,000 |
| Total capital | 6,053,000 |
| Risk-weighted assets | 18,968,000 |