Call reports 2009
EXCEL BANK — 2009
What EXCEL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 217,378,000 | 250,892,000 | 268,036,000 | 267,719,000 |
| Total loans | 161,382,000 | 184,736,000 | 209,110,000 | 220,409,000 |
| Allowance for loan losses | 1,979,000 | 2,303,000 | 2,943,000 | 3,724,000 |
| Securities available for sale | 32,015,000 | 44,462,000 | 32,984,000 | 18,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,010,000 | 179,972,000 | 194,846,000 | 198,122,000 |
| Interest-bearing deposits | 148,766,000 | 166,309,000 | 180,924,000 | 182,190,000 |
| Noninterest-bearing deposits | 14,244,000 | 13,663,000 | 13,922,000 | 15,932,000 |
| Equity capital | 13,776,000 | 18,136,000 | 19,231,000 | 18,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,878,000 | 6,236,000 | 10,611,000 | 14,124,000 |
| Interest expense | 1,438,000 | 3,003,000 | 4,550,000 | 5,974,000 |
| Net interest income | 1,440,000 | 3,233,000 | 6,061,000 | 8,150,000 |
| Noninterest income | 344,000 | 797,000 | 1,158,000 | 1,594,000 |
| Noninterest expense | 1,248,000 | 2,792,000 | 4,373,000 | 5,824,000 |
| Provision for loan losses | 120,000 | 393,000 | 1,199,000 | 2,035,000 |
| Pretax income | 416,000 | 1,060,000 | 1,647,000 | 1,080,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 416,000 | 1,060,000 | 1,647,000 | 1,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,644,000 | 18,972,000 | 19,224,000 | 18,267,000 |
| Total capital | 16,623,000 | 21,275,000 | 21,759,000 | 20,823,000 |
| Risk-weighted assets | 163,312,000 | 189,025,000 | 202,430,000 | 203,301,000 |