Call report 2004Q4
EXCEL BANK — 2004Q4
The 22 measures EXCEL BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 115,448,000 | USD | evidence → |
| Total loans | 60,831,000 | USD | evidence → |
| Allowance for loan losses | 901,000 | USD | evidence → |
| Securities available for sale | 46,266,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,872,000 | USD | evidence → |
| Interest-bearing deposits | 76,021,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,851,000 | USD | evidence → |
| Equity capital | 10,209,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,020,000 | USD | evidence → |
| Interest expense | 2,403,000 | USD | evidence → |
| Net interest income | 3,617,000 | USD | evidence → |
| Noninterest income | 1,107,000 | USD | evidence → |
| Noninterest expense | 3,087,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 1,551,000 | USD | evidence → |
| Income tax | 4,000 | USD | evidence → |
| Net income | 1,547,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,396,000 | USD | evidence → |
| Total capital | 11,254,000 | USD | evidence → |
| Risk-weighted assets | 68,614,000 | USD | evidence → |