Call report 2003Q4
EXCEL BANK — 2003Q4
The 22 measures EXCEL BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 119,976,000 | USD | evidence → |
| Total loans | 66,100,000 | USD | evidence → |
| Allowance for loan losses | 1,420,000 | USD | evidence → |
| Securities available for sale | 44,136,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,456,000 | USD | evidence → |
| Interest-bearing deposits | 82,032,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,424,000 | USD | evidence → |
| Equity capital | 10,068,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,007,000 | USD | evidence → |
| Interest expense | 3,015,000 | USD | evidence → |
| Net interest income | 3,992,000 | USD | evidence → |
| Noninterest income | 955,000 | USD | evidence → |
| Noninterest expense | 3,546,000 | USD | evidence → |
| Provision for loan losses | 355,000 | USD | evidence → |
| Pretax income | 1,160,000 | USD | evidence → |
| Income tax | 63,000 | USD | evidence → |
| Net income | 1,097,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,878,000 | USD | evidence → |
| Total capital | 10,778,000 | USD | evidence → |
| Risk-weighted assets | 71,484,000 | USD | evidence → |