Call reports 2001
EXCEL BANK — 2001
What EXCEL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 114,208,000 | 113,774,000 | 121,210,000 | 122,879,000 |
| Total loans | 77,103,000 | 77,206,000 | 79,703,000 | 84,692,000 |
| Allowance for loan losses | 1,197,000 | 1,263,000 | 1,226,000 | 1,286,000 |
| Securities available for sale | 27,120,000 | 27,148,000 | 31,877,000 | 30,241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,735,000 | 86,206,000 | 92,013,000 | 92,637,000 |
| Interest-bearing deposits | 78,860,000 | 78,604,000 | 84,342,000 | 84,019,000 |
| Noninterest-bearing deposits | 8,875,000 | 7,602,000 | 7,671,000 | 8,618,000 |
| Equity capital | 7,598,000 | 7,720,000 | 8,329,000 | 8,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,347,000 | 4,716,000 | 6,968,000 | 9,198,000 |
| Interest expense | 1,345,000 | 2,670,000 | 3,948,000 | 5,134,000 |
| Net interest income | 1,002,000 | 2,046,000 | 3,020,000 | 4,064,000 |
| Noninterest income | 146,000 | 338,000 | 572,000 | 767,000 |
| Noninterest expense | 626,000 | 1,297,000 | 1,927,000 | 2,648,000 |
| Provision for loan losses | 112,000 | 172,000 | 212,000 | 292,000 |
| Pretax income | 410,000 | 915,000 | 1,453,000 | 1,914,000 |
| Income tax | 0 | 6,000 | 12,000 | 18,000 |
| Net income | 410,000 | 909,000 | 1,441,000 | 1,896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,425,000 | 7,539,000 | 7,838,000 | 7,903,000 |
| Total capital | 8,341,000 | 8,462,000 | 8,825,000 | 8,935,000 |
| Risk-weighted assets | 72,893,000 | 73,467,000 | 78,757,000 | 82,344,000 |