Call reports 2025
PADUCAH BANK AND TRUST COMPANY, THE — 2025
What PADUCAH BANK AND TRUST COMPANY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,026,374,000 | 1,026,677,000 | 996,903,000 | 1,017,221,000 |
| Total loans | 735,469,000 | 747,042,000 | 770,981,000 | 790,289,000 |
| Allowance for loan losses | 11,779,000 | 11,955,000 | 12,336,000 | 12,508,000 |
| Securities available for sale | 167,254,000 | 180,796,000 | 174,651,000 | 165,586,000 |
| Securities held to maturity | 8,765,000 | 7,764,000 | 6,764,000 | 6,763,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 831,117,000 | 823,122,000 | 790,210,000 | 805,802,000 |
| Interest-bearing deposits | 625,647,000 | 611,430,000 | 583,523,000 | 609,014,000 |
| Noninterest-bearing deposits | 205,470,000 | 211,692,000 | 206,687,000 | 196,788,000 |
| Equity capital | 104,421,000 | 107,375,000 | 110,900,000 | 113,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,963,000 | 28,655,000 | 43,357,000 | 58,104,000 |
| Interest expense | 4,849,000 | 9,655,000 | 14,073,000 | 18,249,000 |
| Net interest income | 9,114,000 | 19,000,000 | 29,284,000 | 39,855,000 |
| Noninterest income | 2,103,000 | 4,346,000 | 6,500,000 | 8,831,000 |
| Noninterest expense | 6,945,000 | 14,274,000 | 21,619,000 | 28,893,000 |
| Provision for loan losses | 219,000 | 423,000 | 831,000 | 1,041,000 |
| Pretax income | 4,062,000 | 8,469,000 | 13,155,000 | 18,331,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,062,000 | 8,469,000 | 13,155,000 | 18,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,705,000 | 113,026,000 | 114,872,000 | 116,084,000 |
| Total capital | 120,542,000 | 123,030,000 | 125,136,000 | 126,530,000 |
| Risk-weighted assets | 785,030,000 | 798,401,000 | 819,111,000 | 833,620,000 |