Call reports 2024
PADUCAH BANK AND TRUST COMPANY, THE — 2024
What PADUCAH BANK AND TRUST COMPANY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 953,246,000 | 962,734,000 | 976,808,000 | 938,700,000 |
| Total loans | 721,029,000 | 729,309,000 | 718,317,000 | 725,172,000 |
| Allowance for loan losses | 11,394,000 | 11,556,000 | 11,543,000 | 11,603,000 |
| Securities available for sale | 136,633,000 | 137,463,000 | 137,507,000 | 151,819,000 |
| Securities held to maturity | 8,771,000 | 8,766,000 | 8,766,000 | 8,766,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 765,188,000 | 775,680,000 | 777,998,000 | 739,707,000 |
| Interest-bearing deposits | 569,860,000 | 583,122,000 | 582,837,000 | 539,129,000 |
| Noninterest-bearing deposits | 195,328,000 | 192,558,000 | 195,161,000 | 200,578,000 |
| Equity capital | 95,823,000 | 97,404,000 | 101,044,000 | 101,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 12,687,000 | 26,178,000 | 39,835,000 | 53,624,000 |
| Interest expense | 4,993,000 | 10,368,000 | 15,673,000 | 20,450,000 |
| Net interest income | 7,694,000 | 15,810,000 | 24,162,000 | 33,174,000 |
| Noninterest income | 2,208,000 | 4,248,000 | 6,475,000 | 8,635,000 |
| Noninterest expense | 6,667,000 | 13,266,000 | 20,269,000 | 27,404,000 |
| Provision for loan losses | 70,000 | 260,000 | 260,000 | 360,000 |
| Pretax income | 3,096,000 | 6,461,000 | 9,788,000 | 13,498,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,096,000 | 6,461,000 | 9,788,000 | 13,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,008,000 | 104,501,000 | 105,628,000 | 108,731,000 |
| Total capital | 112,527,000 | 114,101,000 | 115,178,000 | 118,408,000 |
| Risk-weighted assets | 759,703,000 | 766,045,000 | 762,030,000 | 772,296,000 |