Call reports 2023
PADUCAH BANK AND TRUST COMPANY, THE — 2023
What PADUCAH BANK AND TRUST COMPANY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 908,482,000 | 909,530,000 | 914,652,000 | 962,464,000 |
| Total loans | 705,884,000 | 702,627,000 | 707,378,000 | 716,469,000 |
| Allowance for loan losses | 11,042,000 | 11,293,000 | 11,410,000 | 11,376,000 |
| Securities available for sale | 139,770,000 | 139,688,000 | 133,688,000 | 141,428,000 |
| Securities held to maturity | 9,274,000 | 9,272,000 | 9,272,000 | 8,771,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 730,287,000 | 717,356,000 | 735,551,000 | 767,667,000 |
| Interest-bearing deposits | 524,050,000 | 515,836,000 | 532,498,000 | 580,285,000 |
| Noninterest-bearing deposits | 206,237,000 | 201,520,000 | 203,053,000 | 187,382,000 |
| Equity capital | 90,696,000 | 91,257,000 | 90,240,000 | 95,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,516,000 | 21,576,000 | 33,298,000 | 45,632,000 |
| Interest expense | 2,835,000 | 6,218,000 | 10,256,000 | 14,801,000 |
| Net interest income | 7,681,000 | 15,358,000 | 23,042,000 | 30,831,000 |
| Noninterest income | 1,844,000 | 3,801,000 | 5,893,000 | 7,927,000 |
| Noninterest expense | 6,549,000 | 13,099,000 | 19,756,000 | 26,202,000 |
| Provision for loan losses | 300,000 | 600,000 | 750,000 | 750,000 |
| Pretax income | 2,676,000 | 5,550,000 | 8,579,000 | 11,967,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,676,000 | 5,550,000 | 8,579,000 | 11,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,764,000 | 100,006,000 | 101,420,000 | 102,284,000 |
| Total capital | 108,417,000 | 109,449,000 | 110,913,000 | 111,724,000 |
| Risk-weighted assets | 770,892,000 | 753,594,000 | 757,533,000 | 753,284,000 |