Call reports 2022
PADUCAH BANK AND TRUST COMPANY, THE — 2022
What PADUCAH BANK AND TRUST COMPANY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 821,449,000 | 834,980,000 | 846,914,000 | 891,968,000 |
| Total loans | 589,417,000 | 628,827,000 | 642,759,000 | 687,696,000 |
| Allowance for loan losses | 10,312,000 | 10,484,000 | 10,639,000 | 10,776,000 |
| Securities available for sale | 142,426,000 | 145,725,000 | 141,823,000 | 142,970,000 |
| Securities held to maturity | 9,277,000 | 9,275,000 | 9,275,000 | 9,274,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 679,204,000 | 683,123,000 | 706,708,000 | 728,087,000 |
| Interest-bearing deposits | 471,874,000 | 480,103,000 | 493,584,000 | 521,671,000 |
| Noninterest-bearing deposits | 207,330,000 | 203,020,000 | 213,124,000 | 206,416,000 |
| Equity capital | 98,601,000 | 88,225,000 | 85,891,000 | 88,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,227,000 | 15,014,000 | 23,577,000 | 33,060,000 |
| Interest expense | 331,000 | 747,000 | 1,732,000 | 3,571,000 |
| Net interest income | 6,896,000 | 14,267,000 | 21,845,000 | 29,489,000 |
| Noninterest income | 2,076,000 | 4,139,000 | 6,201,000 | 7,874,000 |
| Noninterest expense | 5,919,000 | 12,151,000 | 18,490,000 | 24,926,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 2,873,000 | 5,633,000 | 8,512,000 | 11,069,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,873,000 | 5,633,000 | 8,512,000 | 11,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,533,000 | 95,672,000 | 96,804,000 | 97,813,000 |
| Total capital | 109,644,000 | 104,371,000 | 105,682,000 | 107,220,000 |
| Risk-weighted assets | 646,745,000 | 694,206,000 | 708,537,000 | 751,255,000 |