Call reports 2021
PADUCAH BANK AND TRUST COMPANY, THE — 2021
What PADUCAH BANK AND TRUST COMPANY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 819,550,000 | 811,568,000 | 800,265,000 | 822,330,000 |
| Total loans | 600,271,000 | 607,872,000 | 600,107,000 | 588,151,000 |
| Allowance for loan losses | 10,112,000 | 10,237,000 | 10,190,000 | 10,149,000 |
| Securities available for sale | 136,118,000 | 145,280,000 | 146,440,000 | 147,030,000 |
| Securities held to maturity | 5,795,000 | 7,785,000 | 9,034,000 | 9,283,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 655,435,000 | 644,081,000 | 636,536,000 | 662,417,000 |
| Interest-bearing deposits | 461,894,000 | 456,397,000 | 447,033,000 | 465,125,000 |
| Noninterest-bearing deposits | 193,541,000 | 187,684,000 | 189,503,000 | 197,292,000 |
| Equity capital | 102,898,000 | 107,187,000 | 108,791,000 | 104,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,631,000 | 15,337,000 | 23,210,000 | 30,839,000 |
| Interest expense | 655,000 | 1,166,000 | 1,544,000 | 1,890,000 |
| Net interest income | 6,976,000 | 14,171,000 | 21,666,000 | 28,949,000 |
| Noninterest income | 2,165,000 | 4,471,000 | 6,877,000 | 8,928,000 |
| Noninterest expense | 5,389,000 | 11,092,000 | 16,932,000 | 22,820,000 |
| Provision for loan losses | 318,000 | 542,000 | 615,000 | 615,000 |
| Pretax income | 3,433,000 | 7,028,000 | 11,017,000 | 14,488,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,433,000 | 7,028,000 | 11,017,000 | 14,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,365,000 | 102,055,000 | 103,941,000 | 100,480,000 |
| Total capital | 105,649,000 | 109,616,000 | 111,803,000 | 108,442,000 |
| Risk-weighted assets | 579,939,000 | 602,276,000 | 626,636,000 | 634,795,000 |