Call reports 2020
PADUCAH BANK AND TRUST COMPANY, THE — 2020
What PADUCAH BANK AND TRUST COMPANY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 716,478,000 | 784,366,000 | 792,421,000 | 784,315,000 |
| Total loans | 549,341,000 | 609,782,000 | 620,235,000 | 606,809,000 |
| Allowance for loan losses | 7,144,000 | 8,049,000 | 9,098,000 | 10,016,000 |
| Securities available for sale | 108,190,000 | 111,457,000 | 112,963,000 | 116,274,000 |
| Securities held to maturity | 58,000 | 57,000 | 4,301,000 | 5,300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 561,869,000 | 618,871,000 | 622,933,000 | 618,841,000 |
| Interest-bearing deposits | 438,093,000 | 452,702,000 | 462,865,000 | 454,675,000 |
| Noninterest-bearing deposits | 123,776,000 | 166,169,000 | 160,068,000 | 164,166,000 |
| Equity capital | 82,026,000 | 86,235,000 | 88,570,000 | 88,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,662,000 | 15,671,000 | 24,039,000 | 32,323,000 |
| Interest expense | 1,537,000 | 2,602,000 | 3,516,000 | 4,298,000 |
| Net interest income | 6,125,000 | 13,069,000 | 20,523,000 | 28,025,000 |
| Noninterest income | 1,960,000 | 3,995,000 | 6,211,000 | 8,381,000 |
| Noninterest expense | 5,316,000 | 10,655,000 | 16,168,000 | 21,742,000 |
| Provision for loan losses | 290,000 | 1,310,000 | 2,295,000 | 3,360,000 |
| Pretax income | 2,478,000 | 5,583,000 | 8,754,000 | 11,863,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,478,000 | 5,583,000 | 8,754,000 | 11,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,985,000 | 80,919,000 | 82,583,000 | 82,339,000 |
| Total capital | 85,939,000 | 87,941,000 | 89,791,000 | 89,780,000 |
| Risk-weighted assets | 556,202,000 | 560,738,000 | 574,781,000 | 592,745,000 |