Call reports 2019
PADUCAH BANK AND TRUST COMPANY, THE — 2019
What PADUCAH BANK AND TRUST COMPANY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 667,889,000 | 685,150,000 | 713,187,000 | 714,959,000 |
| Total loans | 492,938,000 | 515,640,000 | 545,057,000 | 559,019,000 |
| Allowance for loan losses | 6,172,000 | 6,259,000 | 6,410,000 | 6,941,000 |
| Securities available for sale | 115,563,000 | 113,470,000 | 110,189,000 | 102,907,000 |
| Securities held to maturity | 93,000 | 84,000 | 80,000 | 60,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 512,052,000 | 548,028,000 | 551,595,000 | 549,369,000 |
| Interest-bearing deposits | 386,693,000 | 419,796,000 | 422,434,000 | 427,059,000 |
| Noninterest-bearing deposits | 125,359,000 | 128,232,000 | 129,161,000 | 122,310,000 |
| Equity capital | 77,450,000 | 79,510,000 | 80,379,000 | 81,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,150,000 | 14,647,000 | 22,439,000 | 30,395,000 |
| Interest expense | 1,545,000 | 3,286,000 | 5,069,000 | 6,755,000 |
| Net interest income | 5,605,000 | 11,361,000 | 17,370,000 | 23,640,000 |
| Noninterest income | 1,781,000 | 3,610,000 | 5,428,000 | 8,529,000 |
| Noninterest expense | 4,957,000 | 9,997,000 | 15,115,000 | 20,320,000 |
| Provision for loan losses | 240,000 | 520,000 | 820,000 | 1,620,000 |
| Pretax income | 2,191,000 | 4,967,000 | 7,429,000 | 10,791,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,191,000 | 4,967,000 | 7,429,000 | 10,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,623,000 | 75,123,000 | 75,816,000 | 77,731,000 |
| Total capital | 79,795,000 | 81,382,000 | 82,226,000 | 84,672,000 |
| Risk-weighted assets | 509,373,000 | 535,861,000 | 561,449,000 | 566,788,000 |